Personal Loans

Quick approval | Low ROI | Minimal Documentation

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Business Loans

Fuel your business growth with flexible loan options.

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Home Loans

Turn your dream home into reality with affordable financing.

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Loan Against Investments

Unlock your shares and mutual funds without selling them.

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Our Loan Products

Choose the right financial solution with Shraddha Finance & Associate

Personal Loan

Personal Loan

Instant personal loan for your dreams & needs with low interest rates and fast approval.

Business Loan

Business Loan

Empower your business with customized funding and flexible repayment options.

Home Loan

Home Loan

Make your dream home a reality with low ROI and quick disbursal.

Loan Against Property

LAP

Unlock your property’s value for personal or business needs at low interest rates.

Loan Against Shares

LAS & LAMF

Leverage your investments without selling them — fast and secure processing.

Promoter Funding

Promoter Funding

Get capital support for business growth and expansion from trusted partners.

Builder Finance

Builder Finance

Tailored construction finance options for developers and real estate projects.

Short Term Loan

Short Term Loan

Quick short-term loans to meet urgent financial needs with minimal documentation.

Education Loan

Education Loan

Invest in your future — get easy and affordable education loans for higher studies in India or abroad.

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Why Choose Shraddha Finance & Associate?

Your trusted partner for smart, transparent, and hassle-free financial solutions.

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Multiple Loan Options

We offer personal, business, home, and secured loans with the best ROI.

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Fast Processing

Quick documentation and speedy disbursal ensure funds reach you on time.

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Trusted Partners

We’re associated with top Banks, NBFCs & Fintech firms for reliable funding.

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Dedicated Support

Our expert team assists you at every step for a smooth loan experience.

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Secure & Transparent

All transactions are safe, transparent, and fully compliant with financial norms.

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Low Interest Rates

Get the lowest ROI in the market with flexible repayment options.

Our Achievements

We take pride in helping clients grow with trust, transparency, and speed.

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₹250+ Cr

Loan Amount Disbursed

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7890+

Happy Clients Served

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30+

Partner Banks & NBFCs

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24–48 Hrs

Average Loan Approval Time

Meet Our Team

Professional. Experienced. Dedicated to your financial success.

Team Member 1

Sanjay Kumar Das

Founder & CEO

Sanjay Kumar Das

Founder & CEO

Sanjay, Founder of Shraddha Finance, brings over 12 years of expertise in banking and finance, driving the company’s growth through trust, transparency, and innovation.

Team Member 2

Renu Kumari

Chief of Finance

Renu Kumari

Chief of Finance

Renu, CFO of Shraddha Finance, ensures seamless loan operations and financial efficiency with her expertise, dedication, and commitment to excellence.

Team Member 3

Uttam Kr. Das

Co-Founder

Uttam Kr. Das

Co-Founder

Uttam Kr. Das, Co-Founder of Shraddha Finance, is a dynamic entrepreneur associated with 6–7 successful ventures, bringing extensive experience, strategic insight, and a spirit of innovation to every project he leads.

Frequently Asked Questions

Clear your doubts about loans, eligibility, and our process.

We provide Personal, Business, Home, Vehicle, Loan Against Property, LAS & LAMF, Promoter Funding, Builder Finance, and many more.
Loan approval typically takes 24–48 hours once all required documents are submitted and verified.
You’ll need identity proof, address proof, income documents, bank statements, and basic KYC documents.
Yes, we provide business and professional loans tailored for self-employed individuals with flexible repayment options.

How to Apply for a Loan

Simple and transparent process — get funds quickly with just a few easy steps.

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1. Submit Application

Fill out the loan application form with basic details and requirements.

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2. Document Verification

Our team verifies your submitted documents and eligibility instantly.

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3. Get Offer & Approval

Receive the best loan offer from our partner Banks & NBFCs for quick approval.

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4. Loan Disbursement

Once approved, the funds are directly disbursed to your bank account.

What Our Clients Say

Trusted by thousands of happy customers across India

“Shraddha Finance made my loan approval process seamless and quick. I got my personal loan within 24 hours!”

— Rahul Mehta

Business Owner

“Excellent service! The team guided me throughout my home loan process and helped me get the lowest ROI.”

— Neha Sharma

Home Loan Client

“Professional and trustworthy. Highly recommend Shraddha Finance for anyone looking for quick business funding.”

— Amit Patel

Entrepreneur

“The process was super easy and transparent. Their customer support is outstanding.”

— Priya Verma

Vehicle Loan Client

Our Bank & NBFC Partners

We are proudly associated with India’s leading Banks and NBFCs to deliver the best financial solutions to our clients.

HDFC Bank

HDFC Bank

ICICI Bank

ICICI Bank

Union Bank

Union Bank

SBI

SBI Bank

IDFC Bank

IDFC Bank

Kotak Bank

Kotak Bank

Axis Bank

Axis Bank

Bajaj Finance

Bajaj Finance Ltd

Muthoot Finance

Muthoot Finance

L&T Finance

L&T Finance

Aditya Birla

Aditya Birla Capital

Shriram Finance

Shriram Finance Ltd

Tata Capital

Tata Capital

Hero Fincorp

Hero Fincorp

IIFL Finance

IIFL Finance